However, what’s required to unfreeze your credit varies depending on which method you use: This can also be done online, by phone or via the mail. How to Unfreeze Your Credit With TransUnionĪs mentioned earlier, if you need to apply for credit after you place a freeze on your file, you’ll need to lift the freeze. One copy of a utility bill, bank or insurance statement, etc.One copy of a government issued identification card, such as a driver’s license, state ID card, etc.You’ll need to send a written request that includes your name, address and Social Security number to:Īlong with the written request, you should provide the following documents: You can also freeze your credit by mail, but it’s going to involve a little more work. How to Freeze Your Credit With TransUnion by Mail The information you’ll be asked to provide will mirror the information listed above for the online process and you will be issued a Personal Identification Number (PIN) that you can use in the future if you need to unfreeze your credit. The process of freezing your credit by phone is very similar to the process online. How to Freeze Your Credit With TransUnion via the Phone Note that you may need to lift the freeze if you are applying for credit in the future. You can log in to the account if you ever need to lift the freeze either temporarily or permanently. Once you have proven your identity, you will be signed up for a TransUnion account. This is all to ensure that you are actually the one requesting the freeze. You will also likely be asked some questions about prior places of residence and credit accounts you may have or have had in the past. Last four digits of Social Security number.You will need to give TransUnion some information in order to prove your identity. In order to freeze your credit with TransUnion online, you’ll need to head here: How to Freeze Your Credit With TransUnion Online How to Reach TransUnion to Freeze Your Creditįreezing online is by far the easiest method, so we’ll start with that one. 3 Ways to Place a Freeze on Your Credit With TransUnionĪll three major credit bureaus, TransUnion included, allow you to freeze your credit online, by phone or by regular mail. You’ll also want to be sure to put freezes in place with Experian and Equifax, which you can learn how to do here and here. In this article, we’ll show you how to place a security freeze on your credit with TransUnion. Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect yourself against identity theft and stop criminals from opening lines of credit in your name, according to money expert Clark Howard.
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